AI promises convenience — and who doesn’t love the idea of an “Easy” button? But when it comes to retirement, that’s a dangerous mindset. Most people only get one chance to retire successfully — and stay retired successfully.

Most people don’t truly want a successful retirement because they are not willing to do what it takes to achieve it. Immediate gratification can hinder long-term financial goals.

There’s a saying that people spend more time planning a two-week vacation than they do planning a 20- to 40-year retirement. Don’t let that be you. Retirement isn’t the end of the road—it’s the start of a new journey.

Naming a trust as a beneficiary of a retirement account can be beneficial for several reasons, but there are some important things you need to consider.

Retirement requires intentional planning not only financially but also in terms of physical, spiritual, intellectual, and social purpose to avoid depression and health issues.

Have you ever thought about what it could mean for your family if you needed care? What decisions would need to be made? Who would make them? How would things look? What impact would this have on your spouse and kids?

The accumulation years are the easy years…if any years are really easy years. And frankly, that is when you need to start thinking and become proactive about your retirement years. Here are some things to consider.

Retirement planning and tax planning are complicated to say the least. Which is why we have a job. And your job is to have a plan, because no plan actually is a plan and could be your biggest nightmare.

Everything is so expensive! Can you still afford to retire? The risk that inflation puts on your retirement is real. The longer you ignore it or procrastinate planning for it, the less options you will have to fight it.